/* ==========================================================================
   MANANTIAL DE ORO · Cooperativa de Ahorro y Crédito
   Hoja de estilos única.
   Estilo: superficies blancas, esquinas suaves, sombras ligeras,
   tipografía mediana y legible. Paleta simple: rojo institucional,
   blanco, gris claro y carbón.
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

:root{
  --red:#E30613;
  --red-dark:#B0050F;
  --red-soft:#FDEFF0;

  --ink:#20242C;
  --ink-soft:#4A5260;
  --muted:#79808C;

  --white:#ffffff;
  --soft:#F5F6F8;
  --line:#E7E9ED;

  --font:'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;

  --r-sm:10px;
  --r:16px;
  --r-lg:24px;
  --r-xl:32px;
  --pill:999px;

  --sh-sm:0 2px 8px rgba(32,36,44,.06);
  --sh:0 8px 24px rgba(32,36,44,.08);
  --sh-lg:0 18px 48px rgba(32,36,44,.12);

  --ease:cubic-bezier(.4,.14,.3,1);
  --max:1200px;
  --header:78px;
}

*,*::before,*::after{ box-sizing:border-box; }

html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }

body{
  margin:0;
  background:var(--white);
  color:var(--ink-soft);
  font-family:var(--font);
  font-size:16px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

img{ display:block; max-width:100%; }
a{ color:var(--red); text-decoration:none; }
a:hover{ color:var(--red-dark); }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family:inherit; }

h1,h2,h3,h4,h5{
  margin:0;
  color:var(--ink);
  font-weight:700;
  line-height:1.2;
  letter-spacing:-.015em;
  text-wrap:balance;
}

p{ margin:0 0 1em; text-wrap:pretty; }

:focus{ outline:none; }
:focus-visible{ outline:2px solid var(--red); outline-offset:3px; border-radius:4px; }
::selection{ background:var(--red); color:#fff; }

.inner{
  width:100%;
  max-width:var(--max);
  margin:0 auto;
  padding:0 24px;
}

.section{ padding-block:clamp(56px, 7vw, 96px); }
.section-tight{ padding-block:clamp(40px, 5vw, 64px); }
.section-soft{ background:var(--soft); }

.rule{ height:1px; background:var(--line); border:0; margin:0; }

/* ---------- Encabezados de sección ---------- */
.subtitle{
  display:inline-block;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--red);
  background:var(--red-soft);
  padding:7px 14px;
  border-radius:var(--pill);
  margin-bottom:16px;
}
.section-title{
  font-size:clamp(25px, 2.6vw, 36px);
  font-weight:700;
  max-width:22ch;
}
.section-lead{
  font-size:16.5px;
  color:var(--muted);
  max-width:58ch;
  margin-top:12px;
}
.section-head{ margin-bottom:clamp(30px, 4vw, 48px); }
.section-head.center{ text-align:center; }
.section-head.center .section-title,
.section-head.center .section-lead{ margin-left:auto; margin-right:auto; }

.skip-link{
  position:fixed;
  left:-9999px; top:0;
  z-index:10000;
  background:var(--ink);
  color:#fff;
  padding:12px 20px;
  border-radius:0 0 var(--r-sm) 0;
  font-size:14px;
  font-weight:600;
}
.skip-link:focus{ left:0; }

/* ---------- Botones ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:9px;
  padding:14px 26px;
  border:1.5px solid transparent;
  border-radius:var(--pill);
  background:var(--red);
  color:#fff;
  font-size:15px;
  font-weight:600;
  line-height:1.2;
  cursor:pointer;
  transition:background .22s var(--ease), color .22s var(--ease), border-color .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.btn:hover{ background:var(--red-dark); color:#fff; transform:translateY(-2px); box-shadow:0 10px 22px rgba(227,6,19,.24); }
.btn svg{ width:16px; height:16px; stroke:currentColor; stroke-width:2; fill:none; flex:none; }
.btn-outline{ background:transparent; border-color:var(--line); color:var(--ink); }
.btn-outline:hover{ background:var(--ink); border-color:var(--ink); color:#fff; box-shadow:var(--sh); }
.btn-white{ background:#fff; color:var(--ink); }
.btn-white:hover{ background:var(--ink); color:#fff; box-shadow:none; }
.btn-ghost-light{ background:transparent; border-color:rgba(255,255,255,.5); color:#fff; }
.btn-ghost-light:hover{ background:#fff; border-color:#fff; color:var(--red); box-shadow:none; }
.btn-sm{ padding:11px 20px; font-size:14px; }

.btn-more{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:15px;
  font-weight:600;
  color:var(--red);
  transition:gap .22s var(--ease);
}
.btn-more::after{ content:"→"; }
.btn-more:hover{ gap:14px; color:var(--red-dark); }

/* ==========================================================================
   Cabecera
   ========================================================================== */
.topbar{
  background:var(--red);
  color:#fff;
  font-size:13.5px;
}
.topbar .inner{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:28px;
  min-height:42px;
  flex-wrap:wrap;
}
.topbar a{ color:#fff; display:inline-flex; align-items:center; gap:8px; }
.topbar a:hover{ color:#fff; opacity:.8; }
.topbar svg{ width:15px; height:15px; stroke:currentColor; stroke-width:1.8; fill:none; }
.topbar-social{ display:flex; gap:8px; }
.topbar-social a{
  width:28px; height:28px;
  border-radius:var(--pill);
  border:1px solid rgba(255,255,255,.45);
  display:grid; place-items:center;
  transition:background .2s var(--ease);
}
.topbar-social a:hover{ background:rgba(255,255,255,.2); opacity:1; }
.topbar-social svg{ width:14px; height:14px; }

.site-header{
  position:sticky;
  top:0;
  z-index:900;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
  transition:box-shadow .3s var(--ease);
}
.site-header.is-scrolled{ box-shadow:var(--sh-sm); }

.nav-wrap{
  width:100%;
  max-width:var(--max);
  margin:0 auto;
  padding:0 24px;
  height:var(--header);
  display:flex;
  align-items:center;
  gap:24px;
}

.brand{ flex:none; }
.brand img{ height:46px; width:auto; }

.main-nav{ display:flex; align-items:center; gap:4px; margin-left:auto; }
.main-nav > li{ position:relative; }
.main-nav > li > a{
  display:flex;
  align-items:center;
  gap:6px;
  padding:10px 14px;
  border-radius:var(--pill);
  color:var(--ink-soft);
  font-size:15px;
  font-weight:600;
  transition:background .2s var(--ease), color .2s var(--ease);
}
.main-nav > li > a:hover,
.main-nav > li.is-open > a,
.main-nav > li > a.is-current{ background:var(--soft); color:var(--red); }

.chev{
  width:6px; height:6px;
  border-right:1.8px solid currentColor;
  border-bottom:1.8px solid currentColor;
  transform:translateY(-2px) rotate(45deg);
  transition:transform .22s var(--ease);
}
.main-nav > li:hover .chev{ transform:translateY(1px) rotate(225deg); }

.dropdown-panel{
  position:absolute;
  top:calc(100% + 10px);
  left:0;
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  box-shadow:var(--sh-lg);
  padding:22px 24px;
  display:grid;
  grid-template-columns:repeat(3, minmax(180px, 1fr));
  gap:8px 28px;
  opacity:0;
  visibility:hidden;
  transform:translateY(-8px);
  transition:opacity .22s var(--ease), transform .22s var(--ease), visibility .22s;
}
.dropdown-panel-simple{ grid-template-columns:minmax(220px, 1fr); }
.main-nav > li:hover .dropdown-panel,
.main-nav > li.is-open .dropdown-panel{ opacity:1; visibility:visible; transform:translateY(0); }

.dropdown-col-title{
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.09em;
  text-transform:uppercase;
  color:var(--muted);
  margin-bottom:8px;
}
.dropdown-panel a{
  display:block;
  padding:8px 10px;
  margin-left:-10px;
  border-radius:var(--r-sm);
  font-size:14.5px;
  font-weight:500;
  color:var(--ink-soft);
  transition:background .18s var(--ease), color .18s var(--ease);
}
.dropdown-panel a:hover{ background:var(--red-soft); color:var(--red); }

.nav-cta{ display:flex; align-items:center; gap:10px; flex:none; }
.btn-app{
  display:inline-flex;
  align-items:center;
  gap:9px;
  background:var(--red);
  color:#fff;
  padding:12px 22px;
  border-radius:var(--pill);
  font-size:14.5px;
  font-weight:600;
  transition:background .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.btn-app:hover{ background:var(--ink); color:#fff; transform:translateY(-2px); box-shadow:var(--sh); }
.btn-app svg{ width:16px; height:16px; stroke:currentColor; stroke-width:1.8; fill:none; }

.nav-toggle{
  display:none;
  width:44px; height:44px;
  border:1px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  cursor:pointer;
  position:relative;
}
.nav-toggle span,
.nav-toggle::before,
.nav-toggle::after{
  content:"";
  position:absolute;
  left:13px; right:13px;
  height:1.8px;
  border-radius:2px;
  background:var(--ink);
  transition:transform .25s var(--ease), opacity .2s var(--ease);
}
.nav-toggle::before{ top:15px; }
.nav-toggle span{ top:21px; }
.nav-toggle::after{ bottom:15px; }
.nav-toggle.is-open::before{ transform:translateY(6px) rotate(45deg); }
.nav-toggle.is-open span{ opacity:0; }
.nav-toggle.is-open::after{ transform:translateY(-6px) rotate(-45deg); }

/* ==========================================================================
   Banner principal
   ========================================================================== */
.md-hero-slider{
  position:relative;
  min-height:clamp(440px, 62vh, 580px);
  display:grid;
}
.md-slide{
  grid-area:1/1;
  position:relative;
  display:grid;
  align-items:center;
  opacity:0;
  visibility:hidden;
  transition:opacity .7s var(--ease), visibility .7s;
}
.md-slide.is-active{ opacity:1; visibility:visible; }

.md-slide-bg{
  position:absolute;
  inset:0;
  background-size:cover;
  background-position:center;
  transform:scale(1.06);
  transition:transform 7s var(--ease);
}
.md-slide.is-active .md-slide-bg{ transform:scale(1); }

.md-slide-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(90deg, rgba(20,22,27,.82) 0%, rgba(20,22,27,.62) 45%, rgba(20,22,27,.28) 100%);
}

.md-slide-content{
  position:relative;
  z-index:2;
  padding-top:clamp(48px, 7vw, 88px);
  padding-bottom:clamp(150px, 15vw, 172px);
  color:#fff;
  max-width:var(--max);
  margin:0 auto;
  width:100%;
}
.md-slide-content > *{ opacity:0; transform:translateY(18px); }
.md-slide.is-active .md-slide-content > *{
  animation:riseIn .7s var(--ease) both;
}
.md-slide.is-active .md-slide-content > *:nth-child(1){ animation-delay:.1s; }
.md-slide.is-active .md-slide-content > *:nth-child(2){ animation-delay:.2s; }
.md-slide.is-active .md-slide-content > *:nth-child(3){ animation-delay:.3s; }
.md-slide.is-active .md-slide-content > *:nth-child(4){ animation-delay:.4s; }
@keyframes riseIn{ to{ opacity:1; transform:none; } }

.hero-subtitle{
  display:inline-block;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:#fff;
  background:rgba(227,6,19,.92);
  padding:7px 16px;
  border-radius:var(--pill);
  margin-bottom:18px;
}
.md-slide h1{
  color:#fff;
  font-size:clamp(28px, 3.6vw, 46px);
  font-weight:700;
  line-height:1.14;
  max-width:19ch;
  margin-bottom:14px;
}
.md-slide p{
  font-size:17px;
  color:rgba(255,255,255,.88);
  max-width:46ch;
  margin-bottom:26px;
}
.hero-actions{ display:flex; flex-wrap:wrap; gap:12px; }
.hero-btn{
  display:inline-flex;
  align-items:center;
  gap:9px;
  padding:14px 28px;
  border-radius:var(--pill);
  background:var(--red);
  color:#fff;
  font-size:15px;
  font-weight:600;
  transition:background .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.hero-btn:hover{ background:#fff; color:var(--red); transform:translateY(-2px); box-shadow:var(--sh); }

.md-slide-arrow{
  position:absolute;
  bottom:84px;
  z-index:5;
  width:42px; height:42px;
  border-radius:var(--pill);
  border:1px solid rgba(255,255,255,.4);
  background:rgba(255,255,255,.12);
  backdrop-filter:blur(6px);
  color:#fff;
  font-size:22px;
  line-height:1;
  cursor:pointer;
  transition:background .22s var(--ease), color .22s var(--ease);
}
.md-slide-arrow:hover{ background:#fff; color:var(--ink); }
.md-arrow-prev{ left:max(24px, calc((100vw - 1200px) / 2 + 24px)); }
.md-arrow-next{ left:calc(max(24px, (100vw - 1200px) / 2 + 24px) + 50px); }

.md-slide-dots{
  position:absolute;
  left:calc(max(24px, (100vw - 1200px) / 2 + 24px) + 112px);
  bottom:100px;
  z-index:5;
  display:flex;
  gap:9px;
}
.md-dot{
  width:9px; height:9px;
  padding:0;
  border:0;
  border-radius:var(--pill);
  background:rgba(255,255,255,.45);
  cursor:pointer;
  transition:width .25s var(--ease), background .25s var(--ease);
}
.md-dot.is-active{ width:30px; background:#fff; }

/* ==========================================================================
   Accesos rápidos — tarjetas que montan sobre el banner
   ========================================================================== */
.quick-access-wrap{ margin-top:-46px; position:relative; z-index:10; }
.quick-access-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:18px;
}
.quick-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  box-shadow:var(--sh);
  padding:24px 22px;
  display:flex;
  flex-direction:column;
  gap:14px;
  color:var(--ink);
  font-size:16.5px;
  font-weight:700;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.quick-card:hover{ transform:translateY(-6px); box-shadow:var(--sh-lg); border-color:rgba(227,6,19,.3); color:var(--ink); }
.quick-card svg{
  width:22px; height:22px;
  stroke:#fff; stroke-width:1.8; fill:none;
}
.quick-card .qc-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  box-shadow:0 6px 16px rgba(227,6,19,.28);
  transition:transform .35s var(--ease), box-shadow .35s var(--ease);
}
.quick-card:hover .qc-icon{ transform:scale(1.08) rotate(-4deg); box-shadow:0 10px 24px rgba(227,6,19,.34); }
.quick-card::after{
  content:"";
  position:absolute;
  left:0; right:0; bottom:0;
  height:3px;
  background:var(--red);
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .35s var(--ease);
}
.quick-card:hover::after{ transform:scaleX(1); }
.quick-card{ position:relative; overflow:hidden; }
.quick-card small{
  display:block;
  font-size:13.5px;
  font-weight:500;
  color:var(--muted);
  margin-top:2px;
}

/* ==========================================================================
   Aparición al hacer scroll
   ========================================================================== */
.md-reveal{
  opacity:0;
  transform:translateY(26px);
  transition:opacity .7s var(--ease), transform .7s var(--ease);
}
.md-reveal.is-visible{ opacity:1; transform:none; }

.md-reveal[data-stagger] > *{
  opacity:0;
  transform:translateY(22px);
  transition:opacity .6s var(--ease), transform .6s var(--ease);
}
.md-reveal[data-stagger].is-visible > *{ opacity:1; transform:none; }
.md-reveal[data-stagger].is-visible > *:nth-child(1){ transition-delay:.05s; }
.md-reveal[data-stagger].is-visible > *:nth-child(2){ transition-delay:.11s; }
.md-reveal[data-stagger].is-visible > *:nth-child(3){ transition-delay:.17s; }
.md-reveal[data-stagger].is-visible > *:nth-child(4){ transition-delay:.23s; }
.md-reveal[data-stagger].is-visible > *:nth-child(5){ transition-delay:.29s; }
.md-reveal[data-stagger].is-visible > *:nth-child(6){ transition-delay:.35s; }
.md-reveal[data-stagger].is-visible > *:nth-child(7){ transition-delay:.41s; }
.md-reveal[data-stagger].is-visible > *:nth-child(8){ transition-delay:.47s; }

@media (prefers-reduced-motion: reduce){
  .md-reveal, .md-reveal[data-stagger] > *{ opacity:1 !important; transform:none !important; }
  .md-slide.is-active .md-slide-content > *{ animation:none; opacity:1; transform:none; }
  .md-slide-bg{ transition:none; transform:none; }
  html{ scroll-behavior:auto; }
}

/* ==========================================================================
   Servicios destacados — tarjetas con fotografía
   ========================================================================== */
.feature-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:20px;
}
.feature-card{
  position:relative;
  border-radius:var(--r-lg);
  overflow:hidden;
  aspect-ratio:3/4;
  box-shadow:var(--sh-sm);
  display:block;
}
.feature-card img{
  width:100%; height:100%;
  object-fit:cover;
  transition:transform .6s var(--ease);
}
.feature-card::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(180deg, rgba(20,22,27,0) 42%, rgba(20,22,27,.78) 100%);
}
.feature-card:hover img{ transform:scale(1.05); }
.feature-card-label{
  position:absolute;
  left:22px; right:22px; bottom:20px;
  z-index:2;
  color:#fff;
}
.feature-card-label strong{
  display:block;
  font-size:18px;
  font-weight:700;
  letter-spacing:-.01em;
}
.feature-card-label span{
  display:block;
  font-size:13.5px;
  color:rgba(255,255,255,.82);
  margin-top:3px;
}

/* ==========================================================================
   Sobre nosotros — banda roja con fotografía
   ========================================================================== */
.about-band{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  align-items:stretch;
  border-radius:var(--r-xl);
  overflow:hidden;
  background:var(--red);
  box-shadow:var(--sh);
}
.about-band-copy{
  padding:clamp(32px, 4vw, 60px);
  color:#fff;
  display:flex;
  flex-direction:column;
  justify-content:center;
}
.about-band-copy .subtitle{ background:rgba(255,255,255,.18); color:#fff; }
.about-band-copy h2{ color:#fff; font-size:clamp(23px, 2.4vw, 32px); }
.about-band-copy p{ color:rgba(255,255,255,.9); margin-top:14px; max-width:46ch; }
.about-band-actions{ margin-top:10px; }
.about-band-media{ position:relative; min-height:320px; }
.about-band-media img{
  position:absolute;
  inset:0;
  width:100%; height:100%;
  object-fit:cover;
}

.about-stats{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:16px;
  margin-top:20px;
}
.about-stat{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r);
  padding:20px 22px;
}
.about-stat .stat-number{
  display:block;
  font-size:30px;
  font-weight:800;
  color:var(--red);
  line-height:1.1;
  letter-spacing:-.02em;
}
.about-stat .stat-label{
  display:block;
  font-size:13.5px;
  color:var(--muted);
  margin-top:4px;
}

/* ==========================================================================
   Productos — tarjetas
   ========================================================================== */
.services-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:18px;
}
.service-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  display:flex;
  flex-direction:column;
  gap:10px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.service-card:hover{ transform:translateY(-5px); box-shadow:var(--sh); }
.service-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:6px;
  box-shadow:0 6px 16px rgba(227,6,19,.26);
  transition:transform .3s var(--ease), box-shadow .3s var(--ease);
}
.service-icon svg{ width:22px; height:22px; stroke:#fff; stroke-width:1.8; fill:none; }
.service-card:hover .service-icon,
.tool-card:hover .service-icon{ transform:scale(1.08) rotate(-4deg); box-shadow:0 10px 24px rgba(227,6,19,.32); }
.service-card h3{ font-size:17.5px; }
.service-card p{ font-size:14.5px; color:var(--muted); margin:0; }

/* ==========================================================================
   Indicadores
   ========================================================================== */
.achievements-grid{
  display:grid;
  grid-template-columns:repeat(5, minmax(0,1fr));
  gap:18px;
}
.achievement-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.achievement-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.badge-number{
  font-size:34px;
  font-weight:800;
  color:var(--red);
  line-height:1.1;
  letter-spacing:-.02em;
}
.achievement-card h4{ font-size:16px; margin:12px 0 6px; }
.achievement-card p{ font-size:14px; color:var(--muted); margin:0; }

/* ==========================================================================
   Simuladores
   ========================================================================== */
.tool-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
}
.tool-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 40px);
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:12px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.tool-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.tool-card h3{ font-size:22px; }
.tool-card p{ color:var(--muted); margin:0; max-width:44ch; }
.tool-card .service-icon{ margin-bottom:4px; }

/* ==========================================================================
   ManantiApp
   ========================================================================== */
.app-band{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 64px);
  align-items:center;
}
.app-band-media{
  border-radius:var(--r-xl);
  overflow:hidden;
  box-shadow:var(--sh);
}
.app-band-media img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.app-band h2{ font-size:clamp(24px, 2.6vw, 34px); }
.app-band p{ color:var(--muted); margin-top:14px; }
.app-list{ display:grid; gap:10px; margin:18px 0 24px; }
.app-list li{ display:flex; gap:10px; align-items:flex-start; font-size:15.5px; }
.app-list svg{ width:18px; height:18px; stroke:var(--red); stroke-width:2; fill:none; flex:none; margin-top:4px; }

/* ==========================================================================
   COSEDE
   ========================================================================== */
.deposit-guarantee{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);
  gap:clamp(24px, 4vw, 56px);
  align-items:center;
  background:var(--soft);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3.4vw, 48px);
}
.deposit-guarantee h3{ font-size:clamp(21px, 2.2vw, 28px); }
.deposit-guarantee p{ color:var(--muted); margin:10px 0 0; }
.deposit-guarantee-arrow{ display:none; }
.deposit-guarantee-banner img{ width:100%; border-radius:var(--r); box-shadow:var(--sh-sm); }

/* ==========================================================================
   Pie de página
   ========================================================================== */
.site-footer{
  background:var(--soft);
  color:var(--ink-soft);
  font-size:15px;
  border-top:1px solid var(--line);
}
.footer-top{
  display:grid;
  grid-template-columns:minmax(0,1.4fr) repeat(3, minmax(0,1fr));
  gap:clamp(28px, 3vw, 48px);
  padding-block:clamp(44px, 5vw, 68px);
}
.footer-brand img{ height:52px; width:auto; margin-bottom:18px; }
.footer-brand p{ max-width:36ch; font-size:14.5px; color:var(--muted); }
.footer-social{ display:flex; gap:10px; margin-top:20px; }
.footer-social a{
  width:40px; height:40px;
  border-radius:var(--pill);
  background:#fff;
  border:1px solid var(--line);
  display:grid; place-items:center;
  transition:background .22s var(--ease), border-color .22s var(--ease), transform .22s var(--ease);
}
.footer-social a:hover{ background:var(--red); border-color:var(--red); transform:translateY(-2px); }
.footer-social svg{ width:17px; height:17px; stroke:var(--ink); stroke-width:1.8; fill:none; }
.footer-social a:hover svg{ stroke:#fff; }

.footer-col h5{
  font-size:12px;
  font-weight:700;
  letter-spacing:.09em;
  text-transform:uppercase;
  color:var(--muted);
  margin-bottom:16px;
}
.footer-col li{ margin-bottom:10px; }
.footer-col a{ color:var(--ink-soft); font-size:14.5px; }
.footer-col a:hover{ color:var(--red); }

.contact-info-list{ display:grid; gap:14px; }
.contact-info-item{ display:flex; gap:12px; }
.contact-info-icon{
  width:36px; height:36px;
  flex:none;
  border-radius:var(--pill);
  background:#fff;
  border:1px solid var(--line);
  display:grid; place-items:center;
}
.contact-info-icon svg{ width:16px; height:16px; stroke:var(--red); stroke-width:1.8; fill:none; }
.contact-info-item h4{
  font-size:12px; font-weight:700; letter-spacing:.08em;
  text-transform:uppercase; color:var(--muted); margin-bottom:2px;
}
.contact-info-item p{ margin:0; font-size:14.5px; }
.contact-info-item a{ color:var(--ink-soft); }
.contact-info-item a:hover{ color:var(--red); }

.footer-bottom{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:12px 28px;
  padding-block:22px;
  border-top:1px solid var(--line);
  font-size:13px;
  color:var(--muted);
}
.footer-legal{ display:flex; flex-wrap:wrap; gap:8px 20px; }
.footer-legal a{ color:var(--muted); }
.footer-legal a:hover{ color:var(--red); }
.security-mark{ display:inline-flex; align-items:center; gap:7px; margin-left:auto; }
.security-mark svg{ width:15px; height:15px; stroke:currentColor; stroke-width:1.8; fill:none; }

/* ==========================================================================
   Flotantes
   ========================================================================== */
.whatsapp-float{
  position:fixed;
  right:22px; bottom:22px;
  z-index:800;
  display:flex;
  align-items:center;
  gap:10px;
}
.whatsapp-bubble{
  background:#fff;
  color:var(--ink);
  border:1px solid var(--line);
  box-shadow:var(--sh);
  font-size:13.5px;
  font-weight:600;
  padding:10px 16px;
  border-radius:var(--pill);
  opacity:0;
  transform:translateX(10px);
  transition:opacity .3s var(--ease), transform .3s var(--ease);
  white-space:nowrap;
  pointer-events:none;
}
.whatsapp-float:hover .whatsapp-bubble,
.whatsapp-float.is-greeting .whatsapp-bubble{ opacity:1; transform:none; }
.whatsapp-avatar{
  width:58px; height:58px;
  border-radius:var(--pill);
  background:var(--red);
  box-shadow:0 10px 24px rgba(227,6,19,.3);
  display:grid; place-items:center;
  transition:transform .25s var(--ease);
}
.whatsapp-float:hover .whatsapp-avatar{ transform:scale(1.06); }
.whatsapp-avatar svg{ width:36px; height:36px; }

.back-to-top{
  position:fixed;
  right:22px; bottom:92px;
  z-index:800;
  width:44px; height:44px;
  border:1px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  box-shadow:var(--sh-sm);
  cursor:pointer;
  display:grid; place-items:center;
  opacity:0;
  pointer-events:none;
  transform:translateY(8px);
  transition:opacity .3s var(--ease), transform .3s var(--ease), background .22s var(--ease);
}
.back-to-top.is-visible{ opacity:1; pointer-events:auto; transform:none; }
.back-to-top:hover{ background:var(--red); border-color:var(--red); }
.back-to-top svg{ width:17px; height:17px; stroke:var(--ink); stroke-width:2; fill:none; }
.back-to-top:hover svg{ stroke:#fff; }

/* ==========================================================================
   Adaptación a pantallas
   ========================================================================== */
@media (max-width:1140px){
  .main-nav > li > a{ padding:10px 10px; font-size:14.5px; }
  .achievements-grid{ grid-template-columns:repeat(3, minmax(0,1fr)); }
  .services-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .feature-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
}

@media (max-width:1000px){
  .nav-toggle{ display:block; }
  .main-nav{
    position:fixed;
    inset:calc(var(--header) + 42px) 0 0 0;
    background:#fff;
    flex-direction:column;
    align-items:stretch;
    gap:2px;
    margin:0;
    padding:18px 24px 40px;
    overflow-y:auto;
    opacity:0;
    visibility:hidden;
    transform:translateY(-10px);
    transition:opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
  }
  .site-header.nav-open .main-nav{ opacity:1; visibility:visible; transform:none; }
  .main-nav > li > a{
    padding:15px 14px;
    font-size:16.5px;
    border-radius:var(--r);
    justify-content:space-between;
  }
  .dropdown-panel{
    position:static;
    border:0;
    box-shadow:none;
    border-radius:0;
    padding:0 14px 10px;
    display:block;
    opacity:1;
    visibility:visible;
    transform:none;
    max-height:0;
    overflow:hidden;
    transition:max-height .3s var(--ease);
  }
  .main-nav > li.is-open .dropdown-panel{ max-height:700px; }
  .dropdown-col-title{ margin-top:12px; }
  .btn-app-text{ display:none; }
  .btn-app{ padding:12px; }
  .quick-access-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .about-band{ grid-template-columns:minmax(0,1fr); }
  .about-band-media{ min-height:280px; order:-1; }
  .about-stats{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .app-band{ grid-template-columns:minmax(0,1fr); }
  .app-band-media{ order:-1; }
  .deposit-guarantee{ grid-template-columns:minmax(0,1fr); }
  .footer-top{ grid-template-columns:repeat(2, minmax(0,1fr)); }
}

@media (max-width:720px){
  .md-slide-dots{ left:max(24px, calc((100vw - 1200px) / 2 + 24px)); bottom:34px; }
  .topbar .inner{ gap:14px; font-size:12.5px; }
  .topbar-address{ display:none; }
  .md-slide-overlay{ background:linear-gradient(180deg, rgba(20,22,27,.55) 0%, rgba(20,22,27,.82) 100%); }
  .md-slide-arrow{ display:none; }
  .md-slide-content{ padding-bottom:clamp(86px, 12vw, 110px); }
  .achievements-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .tool-grid{ grid-template-columns:minmax(0,1fr); }
  .feature-grid{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .feature-card{ aspect-ratio:4/5; }
}

@media (max-width:540px){
  .quick-access-grid{ grid-template-columns:minmax(0,1fr); }
  .quick-access-wrap{ margin-top:-30px; }
  .services-grid{ grid-template-columns:minmax(0,1fr); }
  .feature-grid{ grid-template-columns:minmax(0,1fr); }
  .achievements-grid{ grid-template-columns:minmax(0,1fr); }
  .about-stats{ grid-template-columns:minmax(0,1fr); }
  .footer-top{ grid-template-columns:minmax(0,1fr); }
  .footer-bottom{ flex-direction:column; align-items:flex-start; }
  .security-mark{ margin-left:0; }
}


/* ==========================================================================
   PÁGINAS INTERNAS
   ========================================================================== */

/* ---------- Encabezado de página ---------- */
.page-header{
  background:linear-gradient(180deg, var(--red-soft) 0%, #fff 100%);
  border-bottom:1px solid var(--line);
  padding-top:clamp(36px, 4.5vw, 62px);
  padding-bottom:clamp(30px, 4vw, 52px);
}
.page-header h1{
  font-size:clamp(27px, 3.2vw, 42px);
  margin-top:8px;
  max-width:22ch;
}
.page-header p{
  color:var(--ink-soft);
  font-size:16.5px;
  max-width:62ch;
  margin-top:14px;
}

.breadcrumb{
  font-size:13.5px;
  color:var(--muted);
  font-weight:500;
}
.breadcrumb a{ color:var(--red); font-weight:600; }

/* ---------- Pestañas de ancla ---------- */
.tabs-nav{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  padding:6px;
  background:var(--soft);
  border-radius:var(--pill);
  width:max-content;
  max-width:100%;
  margin-bottom:clamp(24px, 3vw, 40px);
}
.tabs-nav a{
  padding:10px 20px;
  border-radius:var(--pill);
  font-size:14.5px;
  font-weight:600;
  color:var(--ink-soft);
  transition:background .22s var(--ease), color .22s var(--ease), box-shadow .22s var(--ease);
}
.tabs-nav a:hover{ background:#fff; color:var(--red); box-shadow:var(--sh-sm); }

.product-section-anchor{ scroll-margin-top:calc(var(--header) + 52px); }

.category-tag{
  display:inline-block;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--red);
  background:var(--red-soft);
  padding:7px 15px;
  border-radius:var(--pill);
  margin-bottom:14px;
}
.tag{
  display:inline-block;
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.07em;
  text-transform:uppercase;
  background:var(--red);
  color:#fff;
  padding:5px 12px;
  border-radius:var(--pill);
}
.badge-pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:13px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:8px 16px;
  border-radius:var(--pill);
}
.text-muted{ color:var(--muted); }
.center{ text-align:center; }
.mx-auto{ margin-left:auto; margin-right:auto; }
.mt-0{ margin-top:0; }

/* ---------- Botones sueltos usados en páginas internas ---------- */
.btn-outline{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:12px 22px;
  border:1.5px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  color:var(--ink);
  font-size:14.5px;
  font-weight:600;
  cursor:pointer;
  width:max-content;
  transition:background .22s var(--ease), color .22s var(--ease), border-color .22s var(--ease), box-shadow .22s var(--ease);
}
.btn-outline:hover{ background:var(--red-soft); border-color:var(--red); color:var(--red); }
button.btn-more{ background:none; border:0; padding:0; cursor:pointer; }
.btn-submit{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:9px;
  padding:15px 30px;
  border:0;
  border-radius:var(--pill);
  background:var(--red);
  color:#fff;
  font-size:15px;
  font-weight:600;
  cursor:pointer;
  transition:background .22s var(--ease), transform .22s var(--ease), box-shadow .22s var(--ease);
}
.btn-submit:hover{ background:var(--red-dark); transform:translateY(-2px); box-shadow:0 10px 22px rgba(227,6,19,.24); }

/* ---------- Fotografías con leyenda ---------- */
.photo-showcase-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
}
.photo-feature{
  position:relative;
  border-radius:var(--r-lg);
  overflow:hidden;
  box-shadow:var(--sh-sm);
  height:clamp(240px, 26vw, 320px);
}
.photo-feature img{ width:100%; height:100%; object-fit:cover; transition:transform .7s var(--ease); }
.photo-feature:hover img{ transform:scale(1.04); }
.photo-feature::after{
  content:"";
  position:absolute; inset:0;
  background:linear-gradient(180deg, rgba(20,22,27,0) 40%, rgba(20,22,27,.8) 100%);
}
.photo-feature-caption{
  position:absolute;
  left:24px; right:24px; bottom:22px;
  z-index:2;
  color:#fff;
}
.photo-feature-caption h4{ color:#fff; font-size:19px; margin:10px 0 4px; }
.photo-feature-caption p{ color:rgba(255,255,255,.85); font-size:14.5px; margin:0; max-width:46ch; }
.photo-feature-frame{ position:relative; }
.photo-feature-frame::before{
  content:"";
  position:absolute;
  width:100%; height:100%;
  border-radius:var(--r-lg);
  background:var(--red-soft);
  z-index:-1;
}
.photo-feature-frame{ isolation:isolate; }
.photo-feature-frame.frame-tl::before{ top:-14px; left:-14px; }
.photo-feature-frame.frame-br::before{ bottom:-14px; right:-14px; }
.protected-media, .watermark{ position:relative; }

/* ---------- Tarjetas de producto ---------- */
.product-detail-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
  margin-top:clamp(22px, 3vw, 34px);
}
.product-detail-grid-compact{ grid-template-columns:repeat(3, minmax(0,1fr)); }
.product-detail-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:clamp(24px, 2.6vw, 34px);
  display:flex;
  flex-direction:column;
  gap:10px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.product-detail-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(227,6,19,.35); }
.product-detail-card h3{ font-size:19px; }
.product-detail-card > p{ color:var(--muted); font-size:15px; margin:0; }
.product-detail-card ul{ display:grid; gap:9px; margin:6px 0 10px; }
.product-detail-card li{
  position:relative;
  padding-left:26px;
  font-size:14.5px;
  color:var(--ink-soft);
}
.product-detail-card li::before{
  content:"";
  position:absolute;
  left:0; top:7px;
  width:15px; height:9px;
  border-left:2px solid var(--red);
  border-bottom:2px solid var(--red);
  transform:rotate(-45deg);
}
.product-detail-card .btn-more{ margin-top:auto; }

/* ---------- Nosotros ---------- */
.story-section{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 64px);
  align-items:center;
}
.story-media{ position:relative; }
.story-photo{ border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh); }
.story-photo img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.story-photo-ring{ position:relative; }
.story-photo-ring::before{
  content:"";
  position:absolute;
  inset:-16px -16px 16px 16px;
  border-radius:var(--r-xl);
  background:var(--red-soft);
  z-index:-1;
}
.story-photo-ring{ isolation:isolate; }
.story-check-list{ display:grid; gap:12px; margin:20px 0 0; }
.story-check-item{ display:flex; gap:12px; align-items:flex-start; font-size:15.5px; }
.story-check-item svg{ width:19px; height:19px; stroke:var(--red); stroke-width:2; fill:none; flex:none; margin-top:4px; }

.mv-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
}
.mv-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:clamp(24px, 2.6vw, 36px);
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.mv-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.mv-card h3{ font-size:20px; margin-bottom:10px; }
.mv-card p{ color:var(--muted); margin:0; }

.objectives-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:18px;
}
.objective-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.objective-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(227,6,19,.35); }
.objective-card h3, .objective-card h4{ font-size:17px; margin-bottom:8px; }
.objective-card p{ color:var(--muted); font-size:14.5px; margin:0; }
.objective-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:14px;
  box-shadow:0 6px 16px rgba(227,6,19,.26);
  transition:transform .3s var(--ease);
}
.objective-card:hover .objective-icon{ transform:scale(1.08) rotate(-4deg); }
.objective-icon svg{ width:22px; height:22px; stroke:#fff; stroke-width:1.8; fill:none; }

.stats-band{
  background:var(--red);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 40px);
  display:grid;
  grid-template-columns:repeat(auto-fit, minmax(128px, 1fr));
  gap:20px 18px;
}
.stats-band .stat-item{ color:#fff; }
.stats-band .stat-number{
  display:block;
  font-size:clamp(26px, 2.6vw, 36px);
  font-weight:800;
  line-height:1.1;
  letter-spacing:-.02em;
}
.stats-band .stat-label{
  display:block;
  font-size:13px;
  color:rgba(255,255,255,.85);
  margin-top:4px;
}

.transparency-cta{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:22px;
  background:var(--soft);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 40px);
}
.transparency-cta h3{ font-size:clamp(20px, 2.2vw, 26px); max-width:34ch; }
.transparency-cta p{ color:var(--muted); margin:8px 0 0; max-width:52ch; }

/* about-section (usado en Nosotros) */
.about-section{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 60px);
  align-items:center;
}
.about-media{ position:relative; border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh); }
.about-media img{ width:100%; aspect-ratio:4/3; object-fit:cover; transition:transform .7s var(--ease); }
.about-media:hover img{ transform:scale(1.04); }
.about-badge{
  position:absolute;
  left:20px; bottom:20px;
  background:var(--red);
  color:#fff;
  padding:16px 20px;
  border-radius:var(--r);
  box-shadow:var(--sh);
}
.about-badge-num{ font-size:30px; font-weight:800; line-height:1; }
.about-badge-label{ font-size:12px; font-weight:600; margin-top:5px; color:rgba(255,255,255,.9); }

/* ---------- Beneficios / canales ---------- */
.benefits-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:18px;
}
.benefit-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:26px 24px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);
}
.benefit-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); border-color:rgba(227,6,19,.35); }
.benefit-card h3, .benefit-card h4{ font-size:17px; margin-bottom:8px; }
.benefit-card p{ color:var(--muted); font-size:14.5px; margin:0; }

.channel-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:20px;
  margin-top:clamp(24px, 3vw, 36px);
}
.channel-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  padding:clamp(26px, 3vw, 38px);
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:10px;
  transition:transform .25s var(--ease), box-shadow .25s var(--ease);
}
.channel-card:hover{ transform:translateY(-4px); box-shadow:var(--sh); }
.channel-card h3{ font-size:20px; }
.channel-card p{ color:var(--muted); margin:0 0 6px; }
.channel-icon{
  width:54px; height:54px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:6px;
  box-shadow:0 6px 16px rgba(227,6,19,.26);
  transition:transform .3s var(--ease);
}
.channel-card:hover .channel-icon{ transform:scale(1.08) rotate(-4deg); }
.channel-icon svg{ width:24px; height:24px; stroke:#fff; stroke-width:1.8; fill:none; }

/* ---------- Banda "estamos cerca de ti" ---------- */
.near-band-full{ background:var(--soft); }
.near-band-grid{
  max-width:var(--max);
  margin:0 auto;
  padding:0 24px;
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 60px);
  align-items:center;
  padding-block:clamp(36px, 4.5vw, 64px);
}
.near-band-media{ border-radius:var(--r-xl); overflow:hidden; box-shadow:var(--sh); }
.near-band-media img{ width:100%; aspect-ratio:4/3; object-fit:cover; }
.near-band-content h1{ font-size:clamp(27px, 3.2vw, 40px); margin-top:10px; }
.near-band-content p{ color:var(--ink-soft); font-size:16.5px; max-width:52ch; }
.near-band-divider{ display:flex; align-items:center; gap:8px; margin:16px 0 18px; }
.near-band-divider span{ width:44px; height:3px; border-radius:2px; background:var(--red); }
.near-band-divider i{ width:10px; height:3px; border-radius:2px; background:var(--red-soft); }

/* ---------- Horarios ---------- */
.hours-banner{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:20px 40px;
  background:var(--red-soft);
  border-radius:var(--r-xl);
  padding:clamp(22px, 2.6vw, 32px);
}
.hours-banner-label{
  display:flex;
  align-items:center;
  gap:10px;
  font-size:16px;
  font-weight:700;
  color:var(--red);
}
.hours-banner-label svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; }
.hours-banner-items{ display:flex; flex-wrap:wrap; gap:14px 40px; margin-left:auto; }
.hours-banner-item{ display:flex; flex-direction:column; }
.hours-banner-item strong{ font-size:14px; color:var(--ink); }
.hours-banner-item span{ font-size:14px; color:var(--muted); }

/* ---------- Localizador de agencias ---------- */
.locator-toolbar{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:12px;
  margin-bottom:20px;
}
.locator-toolbar label{ font-size:14px; font-weight:600; color:var(--ink); }
.locator-toolbar select{
  padding:11px 16px;
  border:1.5px solid var(--line);
  border-radius:var(--pill);
  background:#fff;
  font-family:inherit;
  font-size:14.5px;
  color:var(--ink);
  cursor:pointer;
}
.locator-toolbar select:focus-visible{ border-color:var(--red); }
.locator-count{
  font-size:13px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:7px 14px;
  border-radius:var(--pill);
}
.locator-grid{
  display:grid;
  grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);
  gap:20px;
  align-items:start;
}
.locator-map{
  min-height:440px;
  height:100%;
  border-radius:var(--r-xl);
  overflow:hidden;
  background:var(--soft);
  border:1px solid var(--line);
  font-size:14px;
  color:var(--muted);
}
.locator-list{
  display:grid;
  gap:14px;
  max-height:520px;
  overflow-y:auto;
  padding-right:4px;
}
.locator-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:22px 24px;
  transition:border-color .22s var(--ease), box-shadow .22s var(--ease);
}
.locator-card:hover, .locator-card.is-open{ border-color:rgba(227,6,19,.4); box-shadow:var(--sh-sm); }
.locator-card h3{ font-size:18px; margin:10px 0 12px; }
.agency-badge{
  display:inline-block;
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  color:var(--red);
  background:var(--red-soft);
  padding:5px 12px;
  border-radius:var(--pill);
}
.agency-info-item{
  display:flex;
  gap:10px;
  align-items:flex-start;
  font-size:14px;
  color:var(--ink-soft);
  margin-bottom:9px;
}
.agency-info-item svg{ width:17px; height:17px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; margin-top:3px; }
.agency-info-item a{ color:var(--ink-soft); }
.agency-info-item a:hover{ color:var(--red); }
.locator-card .btn-outline{ margin-top:6px; }

/* ---------- Formularios ---------- */
.contact-form-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  box-shadow:var(--sh-sm);
  padding:clamp(26px, 3.2vw, 44px);
}
.form-row{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:16px;
}
.form-group{ margin-bottom:18px; display:flex; flex-direction:column; gap:7px; }
.form-group label{ font-size:14px; font-weight:600; color:var(--ink); }
.form-group input,
.form-group select,
.form-group textarea{
  width:100%;
  padding:13px 16px;
  border:1.5px solid var(--line);
  border-radius:var(--r-sm);
  background:#fff;
  font-family:inherit;
  font-size:15px;
  color:var(--ink);
  transition:border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.form-group textarea{ min-height:130px; resize:vertical; }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{
  border-color:var(--red);
  box-shadow:0 0 0 3px rgba(227,6,19,.12);
  outline:none;
}
.field-hint{ font-size:13px; color:var(--muted); }
.form-checkbox-row{
  display:flex;
  gap:11px;
  align-items:flex-start;
  margin:6px 0 22px;
  font-size:14px;
  color:var(--ink-soft);
}
.form-checkbox-row input{ width:18px; height:18px; margin-top:2px; accent-color:var(--red); flex:none; }
.form-legal-text{
  background:var(--soft);
  border-radius:var(--r);
  padding:18px 20px;
  font-size:13.5px;
  color:var(--ink-soft);
  margin-bottom:20px;
  max-height:220px;
  overflow-y:auto;
}
.form-note{ font-size:13px; color:var(--muted); margin:14px 0 0; }
.form-status{ font-size:14.5px; font-weight:600; margin-top:14px; }
.form-status.is-ok{ color:#1c7a45; }
.form-status.is-error{ color:var(--red); }
.hp-field{ position:absolute; left:-9999px; opacity:0; pointer-events:none; }

/* ---------- Acordeón (Transparencia) ---------- */
.accordion-list{ display:grid; gap:12px; }
.accordion-item{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  overflow:hidden;
  transition:border-color .22s var(--ease), box-shadow .22s var(--ease);
}
.accordion-item.is-open{ border-color:rgba(227,6,19,.4); box-shadow:var(--sh-sm); }
.accordion-trigger{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:20px 24px;
  background:#fff;
  border:0;
  text-align:left;
  font-family:inherit;
  font-size:16.5px;
  font-weight:600;
  color:var(--ink);
  cursor:pointer;
  transition:background .22s var(--ease), color .22s var(--ease);
}
.accordion-trigger:hover{ background:var(--red-soft); color:var(--red); }
.accordion-item.is-open .accordion-trigger{ color:var(--red); }
.accordion-icon{
  width:34px; height:34px;
  flex:none;
  border-radius:var(--pill);
  background:var(--red-soft);
  position:relative;
  transition:background .22s var(--ease), transform .3s var(--ease);
}
.accordion-icon{ display:grid; place-items:center; }
.accordion-icon svg{ width:16px; height:16px; stroke:var(--red); stroke-width:2.2; fill:none; transition:transform .3s var(--ease), stroke .22s var(--ease); }
.accordion-item.is-open .accordion-icon{ background:var(--red); }
.accordion-item.is-open .accordion-icon svg{ stroke:#fff; transform:rotate(180deg); }
.accordion-trigger:hover .accordion-icon{ background:var(--red); }
.accordion-trigger:hover .accordion-icon svg{ stroke:#fff; }
.accordion-panel{
  max-height:0;
  overflow:hidden;
  transition:max-height .35s var(--ease);
}
.accordion-item.is-open .accordion-panel{ max-height:1600px; }
.accordion-panel-inner{ padding:0 24px 22px; }
.accordion-body{ display:grid; gap:10px; }
.accordion-body a{
  display:flex;
  align-items:center;
  gap:10px;
  padding:12px 16px;
  border:1px solid var(--line);
  border-radius:var(--r-sm);
  font-size:14.5px;
  font-weight:500;
  color:var(--ink-soft);
  transition:background .2s var(--ease), border-color .2s var(--ease), color .2s var(--ease);
}
.accordion-body a:hover{ background:var(--red-soft); border-color:rgba(227,6,19,.4); color:var(--red); }
.accordion-body a svg{ width:17px; height:17px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; }
.accordion-body p{ color:var(--muted); font-size:14.5px; }
.code{
  font-family:ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size:13px;
  background:var(--soft);
  padding:3px 8px;
  border-radius:6px;
  color:var(--ink);
}

/* ---------- Simuladores ---------- */
.simulator-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  box-shadow:var(--sh-sm);
  padding:clamp(26px, 3.2vw, 44px);
}
.simulator-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(24px, 3vw, 44px);
  align-items:start;
}
.sim-field{ margin-bottom:22px; }
.sim-field > label{
  display:block;
  font-size:14px;
  font-weight:600;
  color:var(--ink);
  margin-bottom:8px;
}
.sim-field input,
.sim-field select{
  width:100%;
  padding:14px 16px;
  border:1.5px solid var(--line);
  border-radius:var(--r-sm);
  background:#fff;
  font-family:inherit;
  font-size:16px;
  color:var(--ink);
  transition:border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.sim-field input:focus,
.sim-field select:focus{
  border-color:var(--red);
  box-shadow:0 0 0 3px rgba(227,6,19,.12);
  outline:none;
}
.sim-type-select{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:10px;
}
.sim-type-option{
  padding:14px 18px;
  border:1.5px solid var(--line);
  border-radius:var(--r-sm);
  background:#fff;
  font-size:15px;
  font-weight:600;
  color:var(--ink-soft);
  cursor:pointer;
  transition:border-color .22s var(--ease), background .22s var(--ease), color .22s var(--ease);
}
.sim-type-option:hover{ border-color:rgba(227,6,19,.5); color:var(--red); }
.sim-type-option[aria-checked="true"]{
  border-color:var(--red);
  background:var(--red-soft);
  color:var(--red);
}
.sim-actions{ display:flex; flex-wrap:wrap; align-items:center; gap:14px 22px; margin-top:6px; }
.sim-actions .btn-more{ padding:14px 28px; border-radius:var(--pill); background:var(--red); color:#fff; }
.sim-actions .btn-more::after{ content:"→"; }
.sim-actions .btn-more:hover{ background:var(--red-dark); color:#fff; }
.sim-error{
  font-size:14px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:12px 16px;
  border-radius:var(--r-sm);
  margin:0 0 16px;
}
.sim-callout{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:10px;
  margin-top:12px;
  padding:14px 16px;
  background:var(--red-soft);
  border-radius:var(--r-sm);
  font-size:14px;
  color:var(--ink-soft);
}
.sim-callout{ display:none; }
.sim-callout.show{ display:flex; }
.sim-callout-badge{
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  background:var(--red);
  color:#fff;
  padding:4px 11px;
  border-radius:var(--pill);
}
.sim-summary-card{
  background:var(--soft);
  border-radius:var(--r-lg);
  padding:clamp(22px, 2.6vw, 32px);
}
.sim-cuota-label{ font-size:13.5px; font-weight:600; color:var(--muted); }
.sim-cuota-value{
  font-size:clamp(32px, 4vw, 46px);
  font-weight:800;
  color:var(--red);
  line-height:1.1;
  letter-spacing:-.02em;
  margin-top:4px;
}
.sim-summary-mini{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:12px;
  margin-top:20px;
  padding-top:18px;
  border-top:1px solid var(--line);
}
.sim-summary-mini strong{ display:block; font-size:16px; color:var(--ink); font-weight:700; }
.sim-summary-mini span{ display:block; font-size:12.5px; color:var(--muted); margin-top:2px; }
.sim-summary-tags{ display:flex; flex-wrap:wrap; gap:9px; margin-top:18px; }
.sim-summary-tags span{
  font-size:12.5px;
  font-weight:600;
  color:var(--red);
  background:#fff;
  border:1px solid rgba(227,6,19,.3);
  padding:6px 13px;
  border-radius:var(--pill);
}
.sim-badge-retencion{
  display:inline-block;
  font-size:12px;
  font-weight:600;
  color:var(--red);
  background:var(--red-soft);
  padding:6px 13px;
  border-radius:var(--pill);
  margin-top:12px;
}
.sim-badge-retencion[hidden]{ display:none; }
.sim-detail-table{
  width:100%;
  border-collapse:collapse;
  margin-top:18px;
  font-size:14.5px;
}
.sim-detail-table td{ padding:12px 4px; border-bottom:1px solid var(--line); }
.sim-detail-table td:last-child{ text-align:right; font-weight:700; color:var(--ink); }
.sim-detail-table tr:last-child td{ border-bottom:0; color:var(--red); }
.amort-table-wrap{
  margin-top:26px;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  overflow:auto;
  max-height:480px;
}
.amort-table{ width:100%; border-collapse:collapse; font-size:14px; min-width:600px; }
.amort-table th{
  position:sticky; top:0;
  background:var(--soft);
  padding:13px 14px;
  text-align:left;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.04em;
  text-transform:uppercase;
  color:var(--muted);
  border-bottom:1px solid var(--line);
}
.amort-table td{ padding:12px 14px; border-bottom:1px solid var(--line); }
.amort-table tbody tr:hover{ background:var(--red-soft); }
.sim-disclaimer{
  display:flex;
  gap:12px;
  align-items:flex-start;
  margin-top:26px;
  padding-top:22px;
  border-top:1px solid var(--line);
}
.sim-disclaimer svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; margin-top:2px; }
.sim-disclaimer p{ font-size:13.5px; color:var(--muted); margin:0; }

/* ---------- ManantiApp ---------- */
.app-hero{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:clamp(28px, 4vw, 60px);
  align-items:center;
}
.app-feature-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:18px;
}
.phone-mockup{
  width:270px;
  max-width:100%;
  margin:0 auto;
  aspect-ratio:9/18;
  background:var(--ink);
  border-radius:38px;
  padding:12px;
  box-shadow:var(--sh-lg);
}
.phone-mockup-screen{
  width:100%; height:100%;
  border-radius:28px;
  overflow:hidden;
  background:var(--soft);
}
.phone-mockup-screen img{ width:100%; height:100%; object-fit:cover; }
.app-store-row{ display:flex; flex-wrap:wrap; gap:12px; margin-top:22px; }
.store-badge{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:13px 22px;
  border-radius:var(--pill);
  background:var(--ink);
  color:#fff;
  font-size:14.5px;
  font-weight:600;
  transition:background .22s var(--ease), transform .22s var(--ease);
}
.store-badge:hover{ background:var(--red); color:#fff; transform:translateY(-2px); }
.store-badge svg{ width:20px; height:20px; stroke:currentColor; stroke-width:1.8; fill:none; }

/* ---------- Franja de seguridad ---------- */
.security-strip{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:14px 26px;
  background:var(--soft);
  border-radius:var(--r-xl);
  padding:22px 26px;
  font-size:14.5px;
  color:var(--ink-soft);
}
.security-strip svg{ width:20px; height:20px; stroke:var(--red); stroke-width:1.8; fill:none; flex:none; }

/* ---------- Página 404 ---------- */
.error-page{
  text-align:center;
  max-width:620px;
  margin:0 auto;
  padding-block:clamp(56px, 8vw, 110px);
}
.error-page h1{ font-size:clamp(64px, 10vw, 120px); color:var(--red); line-height:1; }
.error-page h2{ font-size:clamp(22px, 2.4vw, 30px); margin:14px 0 12px; }
.error-page p{ color:var(--muted); margin-bottom:26px; }

/* ---------- Bandas de sección reutilizadas ---------- */
.services-section{ background:var(--soft); }
.achievements-section{ background:var(--soft); padding-block:clamp(56px, 7vw, 96px); }

/* ---------- Adaptación páginas internas ---------- */
@media (max-width:1000px){
  .product-detail-grid, .product-detail-grid-compact,
  .photo-showcase-grid, .story-section, .mv-grid, .about-section,
  .objectives-grid, .benefits-grid, .channel-grid, .app-hero,
  .app-feature-grid, .locator-grid, .simulator-grid, .near-band-grid{
    grid-template-columns:minmax(0,1fr);
  }
  .stats-band{ grid-template-columns:repeat(auto-fit, minmax(112px, 1fr)); gap:16px 12px; }
  .locator-list{ max-height:none; }
  .locator-map{ min-height:320px; }
  .near-band-media{ order:-1; }
  .story-media{ order:-1; }
}

@media (max-width:620px){
  .form-row{ grid-template-columns:minmax(0,1fr); }
  .sim-type-select{ grid-template-columns:minmax(0,1fr); }
  .sim-summary-mini{ grid-template-columns:minmax(0,1fr); }
  .stats-band{ grid-template-columns:repeat(2, minmax(0,1fr)); }
  .hours-banner-items{ margin-left:0; }
  .tabs-nav{ width:100%; justify-content:center; }
}


/* ==========================================================================
   Pie de página — columnas claras + barra institucional
   ========================================================================== */
.site-footer{ background:#fff; }
.footer-top{ border-top:0; }
.footer-col h5{
  font-size:16px;
  font-weight:700;
  letter-spacing:0;
  text-transform:none;
  color:var(--red);
  padding-bottom:12px;
  border-bottom:1px solid var(--line);
  margin-bottom:16px;
}

.footer-bar{ background:var(--red); color:#fff; }
.footer-bar-inner{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:18px 32px;
  padding-block:18px;
}
.footer-bar-brand{
  background:#fff;
  border-radius:var(--r-sm);
  padding:8px 14px;
  display:block;
  flex:none;
}
.footer-bar-brand img{ height:34px; width:auto; }
.footer-bar-nav{
  display:flex;
  flex-wrap:wrap;
  gap:10px 26px;
  margin-left:auto;
}
.footer-bar-nav a{
  color:#fff;
  font-size:14.5px;
  font-weight:600;
  padding-bottom:2px;
  border-bottom:2px solid transparent;
  transition:border-color .2s var(--ease);
}
.footer-bar-nav a:hover{ color:#fff; border-bottom-color:#fff; }
.footer-bar-cta{
  display:inline-flex;
  align-items:center;
  gap:9px;
  background:#fff;
  color:var(--red);
  padding:12px 22px;
  border-radius:var(--pill);
  font-size:14px;
  font-weight:700;
  flex:none;
  transition:background .22s var(--ease), color .22s var(--ease);
}
.footer-bar-cta:hover{ background:var(--ink); color:#fff; }
.footer-bar-cta svg{ width:16px; height:16px; stroke:currentColor; stroke-width:1.8; fill:none; }

.footer-bar .footer-bottom{
  border-top:1px solid rgba(255,255,255,.28);
  color:rgba(255,255,255,.8);
}
.footer-bar .footer-legal a,
.footer-bar .footer-bottom a{ color:rgba(255,255,255,.85); }
.footer-bar .footer-legal a:hover{ color:#fff; }

@media (max-width:860px){
  .footer-bar-nav{ margin-left:0; order:3; width:100%; }
  .footer-bar-cta{ margin-left:auto; }
}


/* ---------- Íconos: base defensiva ---------- */
[class*="-icon"] svg{ width:22px; height:22px; fill:none; }
.value-icon{
  width:48px; height:48px;
  border-radius:var(--pill);
  background:var(--red);
  display:grid; place-items:center;
  margin-bottom:16px;
  box-shadow:0 6px 16px rgba(227,6,19,.26);
  transition:transform .3s var(--ease);
}
.mv-card:hover .value-icon, .value-chip:hover .value-icon{ transform:scale(1.08) rotate(-4deg); }
.value-icon svg{ width:22px; height:22px; stroke:#fff; stroke-width:1.8; fill:none; }
.value-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:18px;
  margin-top:22px;
}
.value-chip{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:24px;
}
.value-title{ font-size:17px; font-weight:700; color:var(--ink); margin-bottom:8px; }
.value-chip p{ font-size:14.5px; color:var(--muted); margin:0; }
@media (max-width:620px){ .value-grid{ grid-template-columns:minmax(0,1fr); } }

.contact-grid{
  display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);
  gap:clamp(24px, 3.4vw, 48px);
  align-items:start;
}
@media (max-width:1000px){ .contact-grid{ grid-template-columns:minmax(0,1fr); } }


/* ==========================================================================
   Íconos — regla final: glifo blanco sobre los círculos rojos
   ========================================================================== */
.qc-icon svg,
.service-icon svg,
.objective-icon svg,
.channel-icon svg,
.value-icon svg{ stroke:#fff; fill:none; stroke-width:1.8; }
.qc-icon svg *,
.service-icon svg *,
.objective-icon svg *,
.channel-icon svg *,
.value-icon svg *{ stroke:#fff; fill:none; }

/* Íconos sin círculo rojo: trazo rojo sobre fondo claro */
.contact-info-icon svg,
.contact-info-icon svg *{ stroke:var(--red); fill:none; }
.accordion-icon svg{ stroke:var(--red); fill:none; stroke-width:2.2; }
.accordion-item.is-open .accordion-icon svg,
.accordion-trigger:hover .accordion-icon svg{ stroke:#fff; }